notes/10 - Projects/CSC/Chapter 6/T-Bill.md
2026-03-30 03:23:09 -04:00

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Markdown

T-bills in a nutshell:
- Issued by the **federal government** (not provincial — rules out D)
- **No coupon** — sold at discount, mature at face value (rules out A)
- Terms of approximately **3 months, 6 months, and 1 year** (rules out B)
- Return is taxed as **income**, not capital gains — this is a specific exam fact worth remembering
- Auctioned every **two weeks** by the Ministry of Finance through the Bank of Canada